Explore FI Canada

069: Farewell

Explore FI Canada — Fri, 28 Jan 2022 08:00:00 +0000

Much has changed since we started Explore FI Canada 2.5 years ago. Sadly, it's time for one final change: we're saying farewell.

068: Cashflows & Portfolios Retirement Projection with Contest Winner Julia!

Explore FI Canada — Fri, 14 Jan 2022 08:00:00 +0000

We discuss drawdown planning with contest winner Julia as we discuss her Cashflows & Portfolios retirement projection with Mark Seed!

067: Starting From Nothing… to Lifestyle Businesses… to FI | Jonathan Bielaski

Explore FI Canada — Fri, 17 Dec 2021 08:00:00 +0000

Photographer Jonathan Bielaski shares his inspiring story of coming from nothing… to starting lifestyle businesses… to reaching FI.

066: Mental Health Challenges and Finding Balance | Learning to FI

Explore FI Canada — Fri, 03 Dec 2021 08:00:00 +0000

Sterling from Learning to FI shares the mental health challenges he's faced and how he's found balance in his spending, investing and life.

065: FI School Lesson 4 | Income

Explore FI Canada — Fri, 19 Nov 2021 08:00:00 +0000

In Lesson 4 of FI School, we'll discuss income: how to earn more money, maximize your human capital, and reach your FI goals sooner!

064: The Psychology of Early Retirement | Marla Taner

Explore FI Canada — Fri, 05 Nov 2021 07:00:00 +0000

Our friend Marla Taner joins us to talk about the psychology behind early retirement and what it's like being friends with Mr. Money Mustache!

063: The Alternative Investments Path to FI | Liquid

Explore FI Canada — Fri, 22 Oct 2021 07:00:00 +0000

Today, we're joined by Liquid from the Freedom 35 Blog to discuss alternative investments, leveraged investing, and much more!

062: The Low-Income Path to FI | Pastor Chris

Explore FI Canada — Fri, 08 Oct 2021 07:00:00 +0000

Pastor Chris shares how he and his wife make the most of their low income, are paying off $68,000 of debt and are STILL able to aim for FI!

061: FI School Lesson 3 | Budgeting and Tracking

Explore FI Canada — Fri, 24 Sep 2021 07:00:00 +0000

In Lesson 3 of our FI School series, we discuss budgeting and tracking—which we prefer, why they're both important, and how to get started.

060: Drawdown Planning + Contest Announcement!

Explore FI Canada — Fri, 10 Sep 2021 07:00:00 +0000

Money Mechanic and Chrissy catch up after their summer break, discuss drawdown planning and announce an exciting new contest!

059: Where Are They Now? | T and Megan

Explore FI Canada — Fri, 09 Jul 2021 07:00:00 +0000

EFIC's two! To celebrate our second anniversary, we're catching up with our two first guests: T from T on FIRE and Megan from Victoria!

058: From Adversity and Low Expectations to FI | Sharon

Explore FI Canada — Fri, 25 Jun 2021 07:00:00 +0000

Sharon's mother and alcoholic father had low expectations for her future. She fought back, and is now living a happy life on her path to FI.

057: Find Your Freedom With FIRE | Ann Helga

Explore FI Canada — Fri, 11 Jun 2021 07:00:00 +0000

Today, we're focusing on the softer side of FIRE as we meet Ann Helga, author of the unqiue FIRE book, "Find Your Freedom With FIRE".

056: FI Drawdown Strategies | Mark Seed

Explore FI Canada — Fri, 28 May 2021 07:00:00 +0000

From order of accounts, to tax planning and more, Mark Seed joins us to discuss what you need to consider in your FI drawdown plan.

055: Reaching FI in the Yukon With a Disability | Tara

Explore FI Canada — Fri, 14 May 2021 07:00:00 +0000

Listener Tara shares about life in the Yukon with a disability—and how it got her started on the path to FI.

054: Taking a Coast FI Sabbatical | Modest Millionaires

Explore FI Canada — Fri, 30 Apr 2021 07:00:00 +0000

In this episode, Mel Dorion of Modest Millionaires shares how she transitioned from a stressful work situation to a Coast FI sabbatical.

053: A Canadian Guide to Early Retirement | Réjean Venne

Explore FI Canada — Fri, 16 Apr 2021 07:00:00 +0000

Réjean Venne and his wife retired at just 28 and 29 years old—with three kids! Their story shows, once again, that regular Canadians can reach FI!

052: The Pro Athlete Path to FIRE (and Beyond) | Courtney Stephen

Explore FI Canada — Fri, 02 Apr 2021 07:00:00 +0000

We interview Courtney Stephen (CFL/Hamilton Tiger-Cats player) about mindset, investing, multi-generational wealth, and more.

051: Northwest Territories FI | Scott

Explore FI Canada — Fri, 19 Mar 2021 08:00:00 +0000

Scott lives with his family in Northwest Territories and joins us to share the benefits and challenges of pursuing FI in the North.

050: Taking the Leap From High-fee Mutual Funds to DIY | Kay

Explore FI Canada — Fri, 05 Mar 2021 08:00:00 +0000

Listener Kay shares how she went from high-fee mutual funds and saving a little every month to DIY investing and the journey to FI.

049: The Residual Income Path to FIRE | Eric Chang

Explore FI Canada — Fri, 19 Feb 2021 08:00:00 +0000

In today’s episode, Eric shares how he achieved FIRE by building multiple streams of residual (aka passive) income—all before the age of 30! From marketing consultant to real estate and entrepreneurship, Eric’s story is fascinating, inspiring, and motivational. Be warned: Eric’s energy and enthusiasm is contagious! After hearing his story, you’ll have an overwhelming desire …

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048: When Your Dreams Get in the Way of FIRE | Max Desmarais

Explore FI Canada — Fri, 05 Feb 2021 08:00:00 +0000

What happens when you pursue your dreams, then realize they won't get you to FIRE? Listen in as we discuss this existential dilemma.

047: FI-lexibility | Diania Merriam of EconoMe

Explore FI Canada — Fri, 22 Jan 2021 08:00:00 +0000

We interview Diania of EconoMe to discuss FI-lexbility and how it can make your FI journey more sustainable and meaningful.

046: From Oil Patch to Eco-Frugality and FIRE | Chris Istace

Explore FI Canada — Fri, 08 Jan 2021 08:00:00 +0000

Chris Istace joins us to share his incredible story of moving from a cushy oil patch lifestyle to a mindful, lean FI life on Vancouver Island.

045: Holiday Special | EFIC x FI Garage Mashup

Explore FI Canada — Fri, 18 Dec 2020 08:00:00 +0000

In our holiday mashup special, Chrissy joins the FI Garage as they enjoy a round of beer and engage in their usual "joyful banter"!

044: The Mustachian Path to FIRE (aka ‘Shaidah’s Way’)

Explore FI Canada — Fri, 04 Dec 2020 08:00:00 +0000

Previous panellist and co-host Shaidah returns to the show to talk beekeeping, side hustles, frugality, and real estate!

043: From 60K in Debt to Pursuing FIRE | F.I.R.E. We Go

Explore FI Canada — Fri, 20 Nov 2020 08:00:00 +0000

Listen in to hear how Gean and Kristine turned 60K in debt into a journey to FIRE through intentionality, dedication, and teamwork.

042: Do You Have a Post-FI Healthcare Plan? | Tami Romanchuk

Explore FI Canada — Fri, 06 Nov 2020 08:01:37 +0000

Tami Romanchuk from Shoreline Financial tells us everything we need to know when considering extended health plans.

041: Your Smith Manoeuvre Mortgage Questions Answered!

Explore FI Canada — Fri, 23 Oct 2020 08:00:00 +0000

Robinson Smith returns to answer your questions with Smith Manoeuvre-certified mortgage broker Keaton Kirkwood!

040: Boot Camp to Budgets | Gnomadic Norbert

Explore FI Canada — Fri, 09 Oct 2020 08:00:00 +0000

Norbert Kallai (aka Gnomadic Norbert) stops by to discuss how he went from scarcity to abundance; boot camp to budgets; and frugality to FIRE.

039: Automatic Portfolio Rebalancing | Passiv

Explore FI Canada — Fri, 25 Sep 2020 08:01:00 +0000

Tired of the hassles of rebalancing? Brendan and Brendan are here from Passiv to tell us how it works and why you'll love their service!

038: Demystifying Pensions | Ed Rempel

Explore FI Canada — Fri, 11 Sep 2020 08:01:00 +0000

If pensions have you confused, this episode's for you! Ed Rempel returns to discuss DC and DB pensions, commuting, LIRAs, and more.

037: The Money Master | Sandy Yong

Explore FI Canada — Fri, 28 Aug 2020 08:01:00 +0000

Sandy Yong is the author behind 'The Money Master'. Today on EFIC, she discusses her book, her journey into FIRE, investing, and more.

036: Dividend Investing | Tawcan

Explore FI Canada — Fri, 14 Aug 2020 08:01:00 +0000

In this episode, Bob from Tawcan.com shares his dividend investing knowledge: how to get started, what to invest in, and why he takes a hybrid approach.

035: Financial Superpowers | Cici from Toronto

Explore FI Canada — Fri, 31 Jul 2020 08:01:00 +0000

Cici is a lawyer and mom of three who lives near Downtown Toronto. We discuss her financial superpowers, real estate investments, and more!

034: The Real Estate Empire Path to FIRE | Matt McKeever

Explore FI Canada — Fri, 17 Jul 2020 08:01:00 +0000

On this episode, we chat with Matt McKeever—a FIRE and real estate YouTuber, CPA, and entrepreneur who achieved FIRE at age 31.

033: All About RESPs (Part 2) | Money in Your Tea and Modern FImily

Explore FI Canada — Fri, 03 Jul 2020 08:01:00 +0000

In part 2 of our deep dive into RESPs, we discuss RESP withdrawals, payments, and taxation. Get your notepads ready—there's a lot to cover!

It’s Our Podiversary | EFIC Turns One!

Explore FI Canada — Wed, 01 Jul 2020 08:01:00 +0000

It's Explore FI Canada's birthday! One year ago, we launched this little podcast, and we recorded this special minisode to mark the occasion.

032: All About RESPs (Part 1) | Money in Your Tea and Modern FImily

Explore FI Canada — Fri, 19 Jun 2020 08:05:00 +0000

In part 1 of our deep dive into RESPs, we discuss RESP basics, grants, contributions, and investments. Get your notepads ready—there's a lot to cover!

031: Canadian Miles and Points | Prince of Travel

Explore FI Canada — Fri, 05 Jun 2020 08:05:00 +0000

In this episode, we talk Canadian miles and points with Ricky Zhang from Prince of Travel! Learn about how to optimize your earning and what to focus on now.

030: Slow FI and Coast FI | Jessica from The Fioneers

Explore FI Canada — Fri, 22 May 2020 08:05:00 +0000

In this episode, we interview our first international guest! Listen in as Jessica from The Fioneers joins us to discuss Coast FI, Slow FI, and more.

029: How to Easily Outperform Investment Advisors and Robo Advisors | Ed Rempel

Explore FI Canada — Fri, 08 May 2020 08:05:00 +0000

Ed Rempel tells us how to easily outperform investment and robo advisors. (It's simpler and easier than you think—no tricks or secrets required!)

028: Smith Manoeuvre Case Study and Q&A | Robinson Smith

Explore FI Canada — Fri, 24 Apr 2020 08:05:00 +0000

In today's episode, Ryan and Chrissy dive into the Smith Manoeuvre with Robinson Smith. We do a case study using Ryan's numbers and answer your questions.

027: Online Meetup | Let’s Talk Real Estate

Explore FI Canada — Fri, 10 Apr 2020 08:05:00 +0000

In this fun, lively conversation, we discuss how our guests got started and found success with real estate investing in Canada.

026: Homeschooling During the COVID-19 Pandemic

Explore FI Canada — Fri, 27 Mar 2020 08:05:00 +0000

Wondering how you'll homeschool your kids during the COVID-19 pandemic? We've got help—with tips, tricks, and soothing advice from Megan and Phia.

A COVID-19 Message For Our Listeners

Explore FI Canada — Fri, 27 Mar 2020 08:01:00 +0000

Chrissy shares a short message about the COVID-19 pandemic and how we plan to proceed with the show during this turbulent time.

025: FI School Lesson 2 | Frugality and Saving

Explore FI Canada — Fri, 13 Mar 2020 08:00:00 +0000

In FI School Lesson 2, we discuss the low-hanging fruits of FI—frugality and saving. We define frugality, what it means to us, and how you can implement it.

024: The Fringe Path to FIRE | Fringe Doc

Explore FI Canada — Fri, 28 Feb 2020 08:00:00 +0000

Chrissy and Money Mechanic talk to the Fringe Doc about his atypical life choices and how they've benefited his medical career and FIRE journey.

023: These Books Are on FIRE!

Explore FI Canada — Fri, 14 Feb 2020 08:00:00 +0000

On today's episode, we discuss our favourite personal finance and FIRE books. These top picks are sure to grow your knowledge and speed your path to FI!

022: FI School Lesson 1 | FI 101

Explore FI Canada — Fri, 31 Jan 2020 08:00:00 +0000

FI School's in session again! In this episode, we give an overview of FI: what it is, what it isn't, and why you might want to consider pursuing it.

021: Online Meetup | Getting Your Spouse on Board With FIRE

Explore FI Canada — Fri, 24 Jan 2020 08:00:00 +0000

Listen in as Ryan and three guests discuss how they got their spouses on board with FIRE. Learn what NOT to do and how to have a successful FIRE chat!

020: Mortgage vs. Investing | Maria from Handful of Thoughts

Explore FI Canada — Fri, 17 Jan 2020 08:00:00 +0000

Maria from Handful of Thoughts joins Ryan and Chrissy to debate the merits of paying down your mortgage vs. investing. What's best? Tune in to find out!

019: Community Feedback 2

Explore FI Canada — Fri, 10 Jan 2020 08:00:00 +0000

We give an update on the show and share and respond to feedback from our community. Listen in to see if you got a shout-out!

018: The Physician Path to FI | Dr. FIREfly

Explore FI Canada — Fri, 03 Jan 2020 08:00:00 +0000

In this interview with Dr. FIREfly (our first-ever interview with a medical professional) we discuss Canadian student loans, lifestyle creep, and much more!

017: Online Meetup | Playing With FIRE Review

Explore FI Canada — Fri, 27 Dec 2019 08:00:00 +0000

Did they portray the FIRE Movement as something realistic? Why did they move in with their in-laws? Was Taylor being completely honest? Listen in as Ryan and three participants rate and review the documentary Playing With FIRE! The participants this week are: Jolie Viguers from Well Bean Coaching (Episode 007), Court from Modern FImily (Episode …

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016C: Money Mechanic’s Backstory

Explore FI Canada — Fri, 20 Dec 2019 08:02:00 +0000

As a holiday surprise for our listeners, we’re dropping THREE episodes at once! That’s right—you’ll be hearing all three of our backstories this week. Ryan, Chrissy, and Money Mechanic… who’ll be your favourite? 🙂 Money Mechanic’s backstory The Money Mechanic moved to Canada in the early 1980’s. His childhood memories of money are influenced by …

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016B: Chrissy’s Backstory

Explore FI Canada — Fri, 20 Dec 2019 08:01:00 +0000

As a holiday surprise for our listeners, we're dropping THREE episodes at once! That's right—you'll be hearing all three of our backstories this week.

016A: Ryan’s Backstory

Explore FI Canada — Fri, 20 Dec 2019 08:00:00 +0000

As a holiday surprise for our listeners, we're dropping THREE episodes at once! That's right—you'll be hearing all three of our backstories this week.

015: Online Meetup | ChooseFI, EFIC, and TFSAs

Explore FI Canada — Fri, 13 Dec 2019 08:00:00 +0000

We're starting another new series at EFIC: online meetups! Listen in as Ryan hosts roundtable discussions about all things personal finance in Canada.

014: FI School | Intro

Explore FI Canada — Fri, 06 Dec 2019 08:00:00 +0000

Welcome to the inaugural episode of our new series—FI School! Whether you're new to FI or a veteran, this is the series for you.

013: Financial Freedom at 33 and 34 | Phia from Freedom 101

Explore FI Canada — Fri, 22 Nov 2019 08:00:00 +0000

In this episode, Money Mechanic and Chrissy interview Phia and Mike who achieved financial freedom in their thirties, with kids, in a HCOL area.

012: Value Busters 2 | Money Mechanic Joins In

Explore FI Canada — Fri, 08 Nov 2019 08:00:09 +0000

In this episode, Money Mechanic tells us what he won't spend money on, while Chrissy and Ryan reveal the items they missed in the first Value Busters.

011: Real Estate Investing in Canada | Mr. Prairie FIRE

Explore FI Canada — Fri, 25 Oct 2019 08:00:42 +0000

Join us as we interview Mr. Prairie FIRE from Saskatoon. We discuss: how he found the FIRE movement, real estate investing, house hacking, and more!

010: Moving From Florida to Alberta | Court from Modern FImily

Explore FI Canada — Fri, 11 Oct 2019 08:00:50 +0000

In this episode, we interview Court from Calgary, Alberta. We talk about why she and her wife moved from sunny Florida to snowy Alberta... and so much more!

009: Community Feedback

Explore FI Canada — Fri, 27 Sep 2019 08:00:36 +0000

Listen in as Ryan and Chrissy share reviews, comments, and emails from the Explore FI Canada community. (Bonus: they also make a big announcement!)

008: Reaching FI in Downtown Toronto | Archie

Explore FI Canada — Fri, 13 Sep 2019 08:00:16 +0000

In this episode, Chrissy and Ryan discuss the advantages of living in Downtown Toronto with Archie—ChooseFI Canada Facebook group admin.

007: Taking a Slower Path to FI | Jolie Viguers

Explore FI Canada — Fri, 30 Aug 2019 08:00:33 +0000

In this episode, Jolie from Calgary, AB tells us about her family's slow-go to FI, her financial coaching business, and the Choose FI school curriculum.

006: Value Busters | What We REFUSE To Spend Money On!

Explore FI Canada — Fri, 16 Aug 2019 08:00:09 +0000

In this episode, Chrissy and Ryan chat about the things they don’t spend money on. There’ll be plenty of ranting and voicing of opinions! Listen in as they bash businesses and products that they simply do not value. Below is a summary of the episode. (But I promise it’s way more interesting in audio format—so …

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005: Achieving FI in Toronto | Kristy and Bryce from Millennial Revolution

Explore FI Canada — Fri, 02 Aug 2019 08:00:31 +0000

Today we’re talking to Canada’s FI power couple—Kristy and Bryce from Millennial Revolution! They made FI possible in high-cost Toronto, rejected the cult of home ownership and began the Millennial Revolution. They’re also the authors of the brand-new book, Quit Like a Millionaire. In the interview, we discuss: World schooling How the community is similar …

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004: Using the Smith Manoeuvre to Achieve FI | Megan

Explore FI Canada — Fri, 26 Jul 2019 08:00:45 +0000

In today’s episode, we chat with Megan from Victoria, BC. She and her husband use a strategy called the Smith Manoeuvre to help them reach FI. About Megan Megan lives in Victoria, BC with her husband and four kids (aged 12, 8, 5, and 2). She homeschools her kids while managing three rental units and …

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003: The 4% Assumption

Explore FI Canada — Fri, 19 Jul 2019 08:01:06 +0000

In this episode, we discuss the 4% Rule and all its intricacies… and rename it the 4% Assumption! Listen in as we turn this core FIRE concept inside out… and leave you with thought-provoking questions, answers, and observations. References Great article laying out the 4% Rule in easy-to-read terms: https://fourpillarfreedom.com/the-trinity-study-updated-for-2018/ Chrissy mentions Mr. Money Mustache’s …

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002: Reaching FI in Atlantic Canada | T on FIRE

Explore FI Canada — Mon, 01 Jul 2019 08:01:55 +0000

Today we talk to blogger Tanya from T on FIRE. In this episode, we find out how her journey to FIRE is unique to Atlantic Canada. Shownotes Tanya’s blog is a personal journal to keep her accountable to her FIRE goals (you’ll find very detailed FIRE reports). Her take on Real Estate and affordability in Atlantic …

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001: Meet Explore FI Canada!

Explore FI Canada — Mon, 01 Jul 2019 08:01:50 +0000

In our first ever episode, we introduce ourselves and pass the mic around to get to know each other better.

Explore FI Canada is LIVE!

Explore FI Canada — Wed, 12 Jun 2019 17:00:14 +0000

Financial Independence has never been so close to home. Our panel will be having discussions with influencers, bloggers, and people just down the road from you. (Or maybe even you, if you wish to share your story.) Each episode the panel will highlight and discuss the unique circumstances and challenges we each face in different …

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