In this episode, we discuss the 4% Rule and all its intricacies… and rename it the 4% Assumption!
Listen in as we turn this core FIRE concept inside out… and leave you with thought-provoking questions, answers, and observations.
Great article laying out the 4% Rule in easy-to-read terms: https://fourpillarfreedom.com/the-trinity-study-updated-for-2018/
Chrissy mentions Mr. Money Mustache’s optimistic view of the 4% Rule: https://www.mrmoneymustache.com/2012/05/29/how-much-do-i-need-for-retirement/
Chrissy mentions that more equities is safer, referring to Ed Rempel’s article here: https://edrempel.com/reliably-maximize-retirement-income-4-rule-safe/
Chrissy and Jason mention Michael Kitces’ The Extraordinary Upside Potential Of Sequence Of Return Risk In Retirement
More insight into “Lean” and “Fat” FIRE: https://www.financialtoolbelt.com/resources/blog/personal-finance/differences-between-lean-vs-fat-fire/
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